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#MASTERCARD CREDIT CARD NUMBERS CODE#

For this reason, some new card programmes may use a 'BIN sponsor', in which case the IIN/BIN number is effectively sub-licensed from a scheme regulated entity. Obtaining an IIN/BIN number can be costly, time consuming and demand intensive operational burdens on in-house regulatory and compliance teams. Note that in some circumstances the issuer identification number (IIN) or bank identification number (BIN) may not be licensed directly from the issuing network (such as Mastercard or Visa). Many card issuers print the entire IIN and account number on their card. The card number's length is its number of digits.

The rest of the number is allocated by the card issuer. These identify the card issuing institution that issued the card to the card holder. The first six or eight digits of a card number (including the initial MII digit) are known as the issuer identification number (IIN). Partial IIN on a credit card (both printed and embossed) It also differs from Universal Payment Identification Code, another identifier for a bank account in the United States.

#MASTERCARD CREDIT CARD NUMBERS CODE#

The payment card number differs from the Business Identifier Code (BIC/ISO 9362, a normalized code-also known as Business Identifier Code, Bank International Code or SWIFT code). The card number is usually prominently embossed on the front of a payment card, and is encoded on the magnetic stripe and chip, but may be imprinted on the back of the card. Card numbers are allocated in accordance with ISO/IEC 7812. In the case of stored-value type cards, the association with a particular customer is only made if the prepaid card is reloadable. The card number prefix identifies the issuer of the card, and the digits that follow are used by the issuing entity to identify the cardholder as a customer and which is then associated by the issuing entity with the customer's designated bank accounts. The card number is primarily a card identifier and does not directly identify the bank account number/s to which the card is/are linked by the issuing entity. In some situations the card number is referred to as a bank card number.

JSTOR ( February 2020) ( Learn how and when to remove this template message)Ī payment card number, primary account number ( PAN), or simply a card number, is the card identifier found on payment cards, such as credit cards and debit cards, as well as stored-value cards, gift cards and other similar cards.

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